Credit Analyst (Bridge Finance)

Cedar Grove, New Jersey - Full-Time
The Company

KSEYE Group is an established bridging finance company specialising in the bridging and short-term lending markets. The company is experiencing exciting growth and is now looking to develop an American partnership. The partnership will require a hands on, adaptive Underwriter to provide day-to-day underwriting and credit analysis. This will be the first Underwriter in the American team and progression and development will be inevitable as the company grows. The UK has a large team of Underwriters on hand to support with an initial queries and training.



  • Underwrite bridging loan applications within company lending criteria and funding partner guidelines by employing quality and clear lending decisioning.
  • Manage a pipeline of cases in a fast-paced environment, dealing with a high-volume workload, prioritising key tasks to meet deadlines accordingly whilst maintaining excellent customer service throughout.
  • Review and analyze financial statements, tax returns and cash flow statements of borrowers and guarantors.
  • Using commercial acumen and a pragmatic approach to find appropriate mitigation of risks where possible, with support and oversight from the Operations Director.
  • Preparing Credit Papers to a high standard, detailing the purpose, key components and decisioning, concluding with your recommendation for each loan application.
  • Assess new enquiries, structuring and pricing these cases as well as highlighting the conditions required for us to support the loan.
  • Engage third parties for reviews, appraisals, checks, and accounting due diligence, as necessary.
  • Managing all cases through from enquiry stage to completion in a timely and efficient manner.
  • Preparing and Reviewing Loan Documentation to be circulated to third party stakeholders.
  • Identify and be alert to the risks attributed to the loan application including fraud and money laundering.
  • Build and maintain strong relationships with brokers, valuer, and solicitor partners as well as internal stakeholders.
  • Follow and keep up to date with current best practice and regulatory requirements in line with company training.
  • Understand the needs of our clients (investors, brokers, and operations) and work with the group’s marketing, and originations teams to ensure successful product rollouts.
  • Keep all internal systems up to date, inclusive of effective record keeping and accurate notes.


Education & Experience

  • Bridging or short-term lending and property related lending underwriting experience.
  • Excellent understanding of compliance aspects of the role, MCOB, and CCA.
  • Detailed understanding of organised fraud and measures/systems in place to avoid it.
  • Ability to adopt a pragmatic approach to underwriting ideally with a specialist lender.
  • Proactive, hardworking, flexible, and able to work under own initiative but also as a team player.
  • Demonstrate a full understanding of TCF, Responsible lending and regulatory knowledge applicable to the role.
  • Ability to prioritise effectively to manage several time critical tasks at one time.
  • Commercially aware with excellent interpersonal and communication skills.
  • Flexible approach to working to meet the needs of the business.


Equal Opportunities

KSEYE Group is an equal opportunities employer and is committed to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race, or is disadvantaged by conditions or requirements which cannot be shown to be justifiable.


Should you have any questions or require additional information, please contact [email protected] and a member of the team will be in touch in due course.

$60,000 - $80,000
Job Type
Cedar Grove, New Jersey

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