Head of Credit (Bridge Finance)

Cedar Grove, New Jersey - Full-Time
The Company

KSEYE Group is an established bridging finance company specialising in the bridging and short-term lending markets. The company is experiencing exciting growth and is now looking to develop an American partnership. The partnership will require a hands on, adaptive Head of Credit to provide day-to-day oversight of the short-term lending credit function. This will be one of the first hires in the doors, within the American team. Further progression and development will be inevitable as the company grows. The UK has a large team of Underwriters on hand to support with an initial queries and training.



  • Provide full management and oversight of the Credit function, from loan allocation, credit review, mandate assignment, staff development, loan book monitoring, credit committee involvement and so on.
  • Actively underwrite complex bridging loan applications within company lending criteria and funding partner guidelines by employing quality and clear lending decisioning.
  • Ensure lending criteria, lending policies and risk management processes are maintained and regularly updated.
  • Ensure team a performing in line with company and external 3rd party expectations.
  • Using your extensive commercial acumen and pragmatic approach to find appropriate mitigation of risks where possible, with support and oversight from the Operations Director.
  • Preparing numerous and complex Credit Papers to a high standard, detailing the purpose, key components and decisioning, concluding with your recommendation for each loan application.
  • Where necessary, provide support and intervention on high value or highly complex cases to ensure the credit team sufficiently process loans.
  • Where necessary, assess new enquiries, structuring and pricing these cases as well as highlighting the conditions required for us to support the loan.
  • Meet with leadership team on a regular basis to ensure all relevant departments are aligned to the company’s expectations and risk matrix.
  • Identify and be alert to the risks attributed to the loan application including fraud and money laundering.
  • Build and maintain strong relationships with brokers, valuer, and solicitor partners as well as internal stakeholders.
  • Act as an ambassador for internal relationships. Internal departments should work seamlessly with the aim to effectively and effectively process a loan.
  • Keep all internal systems up to date, inclusive of effective record keeping and accurate notes.




Education & Experience

  • Ideally, at least 10 years prior experience as a Credit Analyst, within the bridge finance markets.
  • Previous experience in leading a credit function within the lending sector.
  • Excellent understanding of compliance aspects of the role, MCOB, and CCA.
  • Detailed understanding of organised fraud and measures/systems in place to avoid it.
  • Proactive, hardworking, flexible, and able to work under own initiative but also as a team player.
  • Ability to effectively manage, develop and train a small team of Credit Analysts.
  • Flexible approach to working to meet the needs of the business.


Equal Opportunities

KSEYE Group is an equal opportunities employer and is committed to ensure that no applicant or employee receives less favourable treatment on the grounds of gender, age, disability, religion, belief, sexual orientation, marital status, or race, or is disadvantaged by conditions or requirements which cannot be shown to be justifiable.


Should you have any questions or require additional information, please contact [email protected] and a member of the team will be in touch in due course.

From $120,000
Job Type
Cedar Grove, New Jersey

    (Only .pdf, .doc and .docx. File must be less than 2MB.)

    By using this form you agree with the storage and handling of your data in accordance with the Privacy Policy